Adyen unifies how customers pay you. What unifies what happens to that data next?

Adyen is a global payment platform, with its own European banking license, that processes online, in-app, and in-person payments through a single system, built for businesses operating across several countries or sales channels at once. It's genuinely strong at the unification part on the payment side. We build the automation that carries that same unification further: reconciling settlements across channels, matching payouts to the right entity or location, and getting the data into whatever's running your books and operations.

What we build on top of Adyen

A business running Adyen across online and in-person channels gets one settlement report, but it still has to be split correctly across locations, brands, or entities before it means anything to your books. We build that matching, so a payout lands pre-sorted instead of someone manually allocating it line by line.

Adyen's webhooks fire on every meaningful event, a payment captured, a refund issued, a dispute opened, and they're reliable, but they're still just events until something acts on them. We build the handling: a dispute notification pulls the matching order and proof of delivery automatically, a refund gets logged against the right order without a person reconciling it after the fact.

If you're running Adyen for Platforms to handle payouts to multiple sellers or sub-merchants, we build the reporting and reconciliation layer on top of that marketplace structure, so each party's payout history is actually auditable instead of reconstructed from raw transaction logs.

Businesses that adopted Adyen specifically to unify channels usually want that same unification in their reporting. We build the dashboards that pull Adyen's settlement and dispute data together with the rest of your financial systems, so leadership sees one number instead of several that need to be reconciled by hand first.

What we've built on top of Adyen

Cross-channel settlement matching

Online and in-person settlements get sorted and matched to the right location or entity automatically, so multi-channel reconciliation stops being a manual allocation exercise every period.

Marketplace payout reporting

For businesses using Adyen for Platforms, each sub-merchant's payout history gets assembled into a clean, auditable record automatically, instead of someone reconstructing it from transaction-level logs on request.

What's still manual once Adyen settles a payment?

Tell us what happens to Adyen's data after it reaches your business, and we'll tell you what's realistic to connect.

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More on Adyen

Deeper write-ups on specific parts of Adyen and what we build around each one.

Running Adyen across more than one channel and still reconciling it by hand?

Tell us where the manual step actually sits: splitting a settlement by location, matching a payout to an entity, building a dispute response from scratch. We'll give you a straight answer on what's automatable. And if Adyen isn't where the real friction is, that's fine too, we build on top of whatever's running your business.

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Frequently Asked Questions

What is Adyen?+
Adyen is a global payment platform that processes online, mobile, and in-person payments through a single system. Unlike many payment companies, Adyen holds its own European banking license, which lets it act as the acquiring bank directly rather than relying entirely on third parties for that part of the chain.
How much does Adyen cost?+
Adyen generally uses interchange-plus pricing, a transparent processing fee on top of the actual interchange and scheme fees, rather than a flat blended rate. Exact costs depend on payment method, region, and volume, so check current pricing directly with Adyen rather than relying on a general number.
What payment methods does Adyen support?+
A wide range: major card networks, bank transfers, and a long list of local and alternative payment methods by region (think iDEAL in the Netherlands or various buy-now-pay-later options), all accessible through the same unified API rather than separate integrations per method.
Is Adyen a bank?+
Adyen holds a European banking license, which it uses to support its payment processing business, rather than offering retail banking services to consumers. It's best understood as a payment platform that happens to also be a licensed financial institution, not a bank in the everyday sense.
What's Adyen for Platforms?+
It's Adyen's product for marketplaces and platform businesses that need to split payments and send payouts to multiple sellers or sub-merchants from a single transaction, handling the underlying compliance and fund-splitting so the platform doesn't have to build that machinery itself.

Let's talk

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